Solar panels
Solar pays when you use what you generate
Solar is one of the few home upgrades where the technology is the easy part. The money question is what share of your generation you use yourself, what you paid for the system, and what your exports are worth.
Research snapshot: September 2026
Who solar tends to suit
Not a moral judgement. Just the households where the arithmetic usually works.
- Roofs facing broadly south, south-east, south-west or west, with little shading through the middle of the day.
- Households using a reasonable amount of electricity during daylight hours, or able to shift usage into them.
- Homes with an electric vehicle, a heat pump, or plans for either, because both raise daytime electricity demand.
- Owners staying put long enough to see the payback period through rather than moving in two years.
- Roofs in sound condition, because taking panels off to fix tiles later is an avoidable expense.
- People who can make the decision on a spreadsheet rather than on a doorstep.
Roof direction, shading and usable area
Direction matters, but less dramatically than people expect. A due-south roof is the best case in the UK. East and west roofs typically generate less over the year, though they spread output across the morning and evening, which can suit a household that is out at midday. A north-facing roof is rarely worth panelling.
Shading is harsher than orientation. A chimney, a dormer, a neighbouring tree or a telegraph pole can knock a disproportionate hole in output depending on how the panels are wired. Ask whether the design uses optimisers or microinverters where shade is unavoidable, and ask what that adds to the price.
Usable area is what is left after roof windows, vents, edge setbacks and access. A survey should produce a panel layout drawing, not just a system size. If nobody has looked at your roof properly, the number you have been given is a guess wearing a suit.
Electricity usage and self-consumption
This is the number that decides most solar economics.
Every kilowatt hour you use at the moment it is generated saves you the full import price. Every kilowatt hour you export earns a much lower export rate. So two identical systems on two identical roofs can produce very different returns purely because of who is home and when the washing machine runs.
Before you size a system, find your annual consumption in kilowatt hours from a bill or your smart meter data, and think honestly about your daytime pattern. Working from home, daytime hot water, an EV charged during the day and a heat pump all push self-consumption up. An empty house from eight until six pushes it down.
A bigger array is not automatically better. Beyond a point, extra capacity mostly produces export, and export is worth a fraction of import.
Do you also need a battery?
A battery raises self-consumption by storing midday surplus for the evening. That is genuinely useful, and it is also a second large cost with its own lifespan. Adding a battery to a solar quote usually improves the annual saving and worsens the payback, unless your tariff lets you arbitrage cheap overnight electricity as well.
Price the two separately. If an installer will only quote solar and battery as an indivisible bundle, ask them to split it so you can see what each part is buying you.
The Smart Export Guarantee, explained carefully
The Smart Export Guarantee requires larger licensed electricity suppliers to offer a tariff that pays domestic generators for the electricity they export to the grid. It is an obligation to offer something, not a fixed national rate.
Rates, contract lengths and terms differ between suppliers, and you are generally free to take an export tariff from a supplier other than the one that sells you electricity. You will normally need an eligible installation, a suitable smart meter capable of half-hourly export readings, and the relevant certification paperwork.
We do not publish specific export rates here, because they change and a stale rate quietly distorts the whole calculation. Check the current offers yourself and put your own number into the calculator.
What a solar quote should itemise
- 01Panel make, model, quantity and individual wattage, plus the total system size in kWp.
- 02Inverter make, model and rating, and whether optimisers or microinverters are included.
- 03A roof layout drawing showing panel positions, and the mounting system to be used.
- 04Estimated annual generation in kWh, with the method or tool used to produce it.
- 05Scaffolding, electrical works, isolators, cabling routes, and any roof repairs assumed.
- 06Battery, if included, priced separately with usable capacity stated.
- 07Certification and registration: MCS or equivalent, DNO notification or application, and building control where relevant.
- 08Warranty terms for panels, inverter, battery and workmanship, with who honours each one.
- 09Total installed price including VAT treatment, and what is specifically excluded.
Questions to ask an installer
- What annual generation figure are you using, and how did you calculate it for this roof?
- What self-consumption share does your savings estimate assume, and why that figure for my household?
- Which shading objects did you account for, and how does the design handle them?
- Is the inverter sized for the array, and what happens on the brightest days?
- What DNO permission is needed, has it been applied for, and what if it is refused or limited?
- What happens to the quote if the roof needs remedial work once the scaffolding is up?
- Who services the system, and what does a call-out cost after year one?
- Can you explain the maths behind the payback figure without requiring interpretive dance?
Run your own solar numbers
Use your consumption, your import price, your quoted cost and your own export rate. The calculator shows the workings rather than a marketing figure.
Next steps
Home batteries
Whether storage earns its place alongside panels.
Grants and funding
Warm Homes: Local Grant can help eligible households with solar costs.
What solar costs
Inside an installed price, and what to challenge.
Methodology
How our estimates are built and what they exclude.
Housebright does not arrange quotes or take payment from installers. If that ever changes, the commercial relationship will be disclosed on the page where it applies.